On 11 October 2026, three critical vulnerabilities were published to the National Vulnerability Database, exposing fundamental authentication failures in HR and AI platforms used by UK small businesses. CVE-2026-108707 (CVSS 9.8) allows unauthenticated attackers to access all HR data in Wukong HRM by simply omitting the authentication token header, exposing payslips, salary history, and employee records without any credential check. The vendor was contacted and did not respond. Two further vulnerabilities (CVE-2026-108753, CVSS 9.4, and CVE-2026-108860, CVSS 9.1) affect AI chat platforms Agnaistic and BotSharp, both shipping with hard-coded admin credentials and publicly known JWT signing secrets that allow attackers to forge administrative tokens. For UK businesses, these failures carry direct GDPR obligations: salary and employment data are personal data, and authentication bypass vulnerabilities undermine the requirement for appropriate technical measures under UK GDPR. This episode provides specific audit steps for small business owners, including how to check the NVD for vendor disclosures, how to query IT providers about hard-coded credentials, and why vendor responsiveness to security research is a procurement signal worth evaluating before deployment.